Great Southern Bancorp, Inc. Announces Second Quarter 2020

Gran Southern Bancorp, Inc. On the date of the preliminary earnings release for the second quarter of 2020 and a conference call
SPRINGFIELD, MO Great Southern Bancorp (NASDAQ: GSBC), Southern Southern’s holding company, expects to announce preliminary earnings for the second quarter of 2020 after the market closes on Monday, July 20, 2020, and receives a Phone call Tuesday, July 21, 2020, 2:00 p.m. M. Central time (3:00 p.m. ET).

Those interested in listening to the conference call can call 1.833.832.5121 and enter access code 8373048. The call will be available directly or in a recorded copy on the company’s investor relations website, http: // investors. greats

The company will inform the public that the results for the second quarter of 2020 were published in a press release and the results will be published on the company’s investor relations website. The earnings topic will also be available on the SEC’s website,, as a display of an existing report on Form 8-K that the company will file with the Securities and Exchange Commission.

With total assets of $ 5.1 billion, Great Southern offers a wide range of banking services to commercial and consumer customers. Headquartered in Springfield, Missouri, the company operates 97 retail banking centers in Missouri, Arkansas, Iowa, Kansas, Minnesota, Nebraska and commercial loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebras, Tulsa and Okla. . Great Southern Bancorp is a public company and its common shares are listed (index: GSBC) on the NASDAQ Global Select Market.

Forward-Looking Statements

When used in this press release and in other documents provided or provided by Great Southern Bancorp, Inc. (“The Company”) with the Securities and Exchange Commission (“SEC”), in the company’s press releases or other public communications or shareholder communications, and in oral statements made with the approval of an authorized executive, the words or phrases “are likely to lead to,” is expected to “,” to continue “,” is expected “,” to estimate “,” project “,” planned “or similar terms intended to define” forward-looking statements “within the meaning of the Private Securities Litigation Reform Act of 1995. They are subject to the Data for certain risks and uncertainties, including, among other things, (1) projected income, cost savings, accumulation of profits, synergies and other benefits of our mergers and acquisitions activities may not take place within the expected deadlines, costs or costs or at all times L The difficulties in integration problems, which include, among others, the retention of customers and employees, may be greater than expected; (2) Changes in economic conditions, either nationally or in our market areas; (3) fluctuations in interest rates; (4) The risks of loan and investment activities, including changes in the level and direction of defaulters in loans and cancellations, and changes in estimates of the adequacy of the provision for credit losses; (5) The possibility of non-temporary falls in securities held in our securities portfolio; (6) Our ability to obtain profitable financing. (7) Fluctuations in the value of real estate and the conditions of the residential and commercial real estate market alike; (8) The ability to successfully adapt to technological changes to meet customer needs and market developments; (9) the possibility that the security measures that have been implemented are not sufficient to mitigate the risks of cyber attack or cyber theft, and that these security measures do not protect against system failures or interruptions; (X) Legislative or regulatory changes that adversely affect our business, including but not limited to the Dodd-Frank Wall Street Consumer Reform and Protection Act of 2010 and its executive regulations, overdraft protection and customer responses, reduction Tax and Employment Law For the year 2017; (11) Changes in accounting policies and practices or accounting standards, including the updating of accounting standards 2013-2016, credit losses (Issue 326), “Measurement of credit losses in financial instruments”, commonly known as the current model of expected credit losses, which, once approved, is expected to result in an increase in our provision for credit losses. (12) The results of examinations conducted by regulators, including the possibility that regulators may require, among other things, to restrict our business activities, change our business combination, increase our provision for credit losses, reduce assets or increase our capital levels, o Affects our ability to borrow money or maintain or increase deposits, which can adversely affect our liquidity and earnings; (13) The costs and effects of litigation, including adjustments and provisions. (14) Competition; (15) Uncertainty about the future of LIBOR. (16) Natural disasters, wars, terrorist activities or civil disturbances and their effects on the economic and commercial environments in which we operate; And (7) other risk factors included in the documents included therein for reference, including under item 1a of our annual report on Form 10-k for the year ended December 31, 2019, and the second part, Item 1a of our quarterly report on Form 10-Q for the quarter ended March 31, 2020, all of which may cause actual results to differ from those set forth in the forward-looking statements. The company wishes to inform readers that the foregoing factors and other risks described from time to time in documents filed or filed by the company with the Securities and Exchange Commission may affect the financial performance of the company and may cause actual results. of the company for future periods differ materially from any opinion or Data expressed in relation to future periods in any existing data.

The Company does not undertake, and specifically rejects any obligation, to publicly announce the result of any revision that may be made to the forward-looking statements to reflect events or circumstances subsequent to the date of these statements or by

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